Welcome everyone
Meet the Finrate.ca Team
Welcome to Finrate.ca! We are a team of researchers, writers, and former international students. We know how stressful it is to manage money, understand taxes, and pick the banking tools when you move to Canada.
Our mission is simple: We make complex Canadian financial rules easy to understand so you can make money choices from day one. We create easy-to-read guides.
Gagandeep Singh Khara
(Founder & Lead Researcher)
Gagandeep built Finrate.ca on a foundation of research. He is a published author with a Master’s degree. He knows how overwhelming it can be to analyze information in a new country. Gagandeep spends hours digging through Canadian bank policies and CRA documents. He wants to help students succeed financially in Canada.Olivia
(Student Experience Contributor)
Olivia knows the student struggle. She navigated the college system and joined Finrate.ca to help newcomers. Olivia writes guides on topics. These include picking the zero-fee chequing accounts and finding cheap phone plans. Olivia tests tips for surviving your first 30 days in Canada on a student budget.Our Editorial Promise
We do not let affiliate commissions change our reviews. If a student credit card has terms or hidden fees, we will say so. We only publish guides that bring value to newcomers.
Have a question for our team? Send us an email at: team@finrate.ca